Helping Canadians Get Out of Debt
Tax season is here. This means it’s time to learn how to prepare your income taxes effectively. Canadians have until May 1, 2023, to file their taxes and be considered on time since April 30th falls on a Sunday this year.
Tax time can be stressful for everyone. Whether you owe money or get a refund, the process can seem overwhelming. To make things easier, here are five tips to help ease your stress.
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At this time of year, you will start seeing all sorts of advertisements for exciting Spring Break trip activities like tropical vacations or camps. With the holiday season just ending and tax season just around the corner, this can be an expensive time without adding extravagant adventure costs to the mix.
If you manage the finances in the home and are trying to stay on track with your budget, it can add a lot of stress at the thought of disappointing your family when it comes to spring break plans. Cutting back on spending shouldn’t have to mean cutting back on the fun so here are some lower to no-cost activities for the whole family.
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You know debt can be bad, but you might not know these five weird truths about getting out of debt. If you don’t know how to get out of debt or where to start, Creditaid is here to help.
Consider these weird truths about eliminating debt to motivate you to start your debt-free journey.
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Saving money can feel impossible, especially with prices increasing so dramatically today. However, with the proper steps in place, it is possible. The key is to be intentional about how and when you save rather than leaving it to chance.
Here are six ways to save more money each month.
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While Valentine’s Day may be over, there’s not reason to stop the romance. Here’s a tasty recipe to give a gift to your loved one.
Continue reading “Give a Gift From the Heart”
The cost of living increases annually, and if your income does not increase alongside it, you might feel like you are not making enough. However, a great way to increase your income is by starting a side hustle. This will allow you to create another income stream, making you less dependent on your main income, and can help you reach financial goals, such as paying off your debts or saving for retirement.
There are thousands of ways to make money on the side, but here are some of the most popular ways to add more streams of income.
Continue reading “Extra Income Options for Millennials”
If you have a lot of high-interest consumer debt, it is important to pay it off quickly. The high-interest rates are an opportunity cost for savings and investing in your future. In addition, the faster you pay your high-interest debts off, the more money you will have for other priorities.
It can seem overwhelming to pay off your debts, but at Creditaid, we are here to help make it easier.
Continue reading “How the Debt Snowball Method Works”
The holiday season is here and you may already be thinking about your New Year’s resolutions. Your list might include the traditional goals such as exercising more, quit smoking and travel more. Those are all good goals, but what about financial resolutions?
When setting health goals, you might outline changes such as eating more vegetables with every meal and cut down on carbs. Setting specific, measurable goals for your finances is imperative to achieving them. If you are unsure on how to set these types of goals, here are some suggestions to make 2023 a strong year for your pocketbook.
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Does your Christmas usually look like frantic shopping sprees, high credit card bills, and wondering how you’ll get it all done?
That’s not what the holidays should be about, and it’s time to consider simplifying things so you can enjoy the season with your loved ones.
One of the easiest ways to simplify the holidays is to narrow your Christmas list. This doesn’t mean you can’t give gifts, but give fewer gifts that mean more, and don’t worry about being ‘better’ than anyone else.
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Christmas quickly became a time of frantic shopping, overspending, and thousands of dollars in credit card debt, but the pandemic changed things for many people.
Without the ability to spend time with loved ones over the holidays over the last few years, we’ve all learned how precious life can be.
This year, why not make Christmas about focusing on your family rather than spending money?
Continue reading “Christmas is a Time to Focus on Family”