This week’s first snowfall is a good reminder that most of us have to start planning for the holiday season! Our November temperatures had been positively balmy up to this point, but now there’s no denying it, only a few paycheques remain until the holidays are upon us.
Have a Debt Free Christmas This Year
We can all relate to how frustrating it can be to start a new year with last year’s Christmas bills. With Christmas being only a few more weeks away, we can be prepared for shopping season by planning ahead and creating a budget to work off of.
Here are a few tips to help you stay within your budget this Christmas:
- Create a Budget – if you shop without a list, it is easy to overspend or give in to impulse shopping. Download our Holiday Gift Giving Planner that can help you get organized.
- Comparison Shop – starting Christmas shopping early also means you have more time to shop around and check prices at different stores. Many online stores offer discounted prices or one day only sales.
- DIY Gifts- there are many gifts that you can make to give as gifts that won’t break your budget. You can tailor the gifts to the person you’re making it for – all the more thoughtful!
Careful planning can help you debt free – you just need to invest some time now to get organized.