personal finances – Page 3

February 3, 2023June 17, 2025

Extra Income Options for Millennials

The cost of living increases annually, and if your income does not increase alongside it, you might feel like you are not making enough. However, a great way to increase your income is by starting a side hustle. This will allow you to create another income stream, making you less dependent on your main income, and can help you reach financial goals, such as paying off your debts or saving for retirement.

There are thousands of ways to make money on the side, but here are some of the most popular ways to add more streams of income.

December 21, 2022June 17, 2025

New Year’s Financial Resolution to Make 2023 Your Richest Year Yet

The holiday season is here and you may already be thinking about your New Year’s resolutions. Your list might include the traditional goals such as exercising more, quit smoking and travel more. Those are all good goals, but what about financial resolutions?

When setting health goals, you might outline changes such as eating more vegetables with every meal and cut down on carbs. Setting specific, measurable goals for your finances is imperative to achieving them. If you are unsure on how to set these types of goals, here are some suggestions to make 2023 a strong year for your pocketbook.

December 1, 2022June 17, 2025

Simplify the Holidays by Narrowing your Christmas List

Does your Christmas usually look like frantic shopping sprees, high credit card bills, and wondering how you’ll get it all done?

That’s not what the holidays should be about, and it’s time to consider simplifying things so you can enjoy the season with your loved ones.

One of the easiest ways to simplify the holidays is to narrow your Christmas list. This doesn’t mean you can’t give gifts, but give fewer gifts that mean more, and don’t worry about being ‘better’ than anyone else.

November 2, 2022June 17, 2025

How to Live on a Living Wage with the New Minimum Wage

The new minimum wage will increase to $15 an hour by October 1. This is good news for the people of Manitoba; however, is it enough to live on the necessary living wage given the inflation rates?

The larger your family is, the harder it is to live on minimum wage, even the new minimum wage, but here are some ways to make it possible.

October 18, 2022June 17, 2025

Financial Literacy is an Investment in your Future

Financial literacy is the key to successfully reaching your personal finance goals. It doesn’t matter how much you make; it comes down to how you manage it. This is why financial literacy is one of the most important topics you should learn.

Unfortunately, most Canadians aren’t well-versed in financial literacy, most importantly, building a solid credit foundation and managing debt.

Financial literacy not only helps you now but, in the future, too. For example, when you learn how to save to spend, you’ll reach a level of financial security that most think is unachievable.

How can you learn? Try our Build Learn Save Program.

October 4, 2022June 17, 2025

Teach your Kids these 4 Things about Debt

If there’s one thing you should teach your kids, it’s how to manage their money. Unfortunately, this isn’t something they’ll learn much about in school, so it’s on you as parents to make sure they understand how to manage their money and more importantly, stay out of debt.

Tailor what and how you teach your child to their age, but here are 4 things every child should know about debt.

August 23, 2022June 17, 2025

Non-Cash Financial Help Options – Helping your Family without Giving them Cash

If you have family members in trouble financially, you may want to help them, but giving them cash may not feel right. If you’re worried your family members will just squander away the money you give them, here are 5 non-cash ways to help family members with financial troubles.

July 27, 2022June 17, 2025

How to Manage Debt with Inflation on the Rise

You’ve likely felt the effects of inflation already. Your grocery and gas bill probably felt it first. Suddenly it costs a lot more to feed the family or fill your gas tank, but these are things we need so we have to adjust elsewhere, right?

One area many people struggle is managing debt during inflation. If your wages don’t keep pace with inflation (most don’t), then keeping up with your debts may feel impossible.

Here are a few ways to help you manage debt with inflation rising.

July 13, 2022June 17, 2025

Financial Terms Everyone Should Know

Managing your personal finances can feel overwhelming at times. There are many terms, definitions, and responsibilities to understand that it’s easy to feel lost.

We’ve covered the top financial terms everyone should know and understand to help you stay on top of your personal finances below.

May 25, 2022June 17, 2025

You can Conquer your Debt

If you’re sitting on a lot of debt right now, first know that you aren’t alone. The pandemic wreaked havoc on most people’s finances. Now that we’re seeing life get back to somewhat normal, you may wonder what you should do with your debt or if it will just hound you the rest of your life.

The good news is there are ways to conquer it. Here’s what you can do.