Resource Links

CreditAid Budget Tools

• Monthly Budget Form
• Irregular Expenses Form
• Payroll Planner
• Holiday Gift Giving Planner

Pre-Authorized Debits - What You Need to Know

Are you considering setting up pre-authorized debits (PAD) for ongoing monthly payments such as your utility bill, phone bill, mortgage, or insurance premiums? Make sure you know your rights and responsibilities when signing up for a PAD with a company.

Visit Payments Canada to learn more about PAD agreements, canceling a PAD and requesting a stop payment.

Financial Tools and Advice for Women

• Smart Cookies provide some great information on helping women take control of their finances, attract more money into their lives and turn their dreams into reality.
• DailyWorth provides smart money tips and savvy career advice to women, delivering advice across all areas of finance, career, and entrepreneurship.

Canadian Budget Binder

The Canadian Budget Binder is a virtual binder filled with life topics surrounding personal finance, including life topics, budgeting tips, recipes on a budget, and much more.

Humour Based Financial Tools and Resources

Stephanie draws a comic called The Empowered Dollar to help explain her journey through personal finance and debt repayment and offer her tips for success.

Government Offices:

• Canada’s Office of Consumer Affairs
• Manitoba Consumer Protection
• Financial Consumer Agency of Canada

Information about Bankruptcy

• Office of the Superintendent of Bankruptcy Canada

Resource during a Divorce or Separation

• Fairway Divorce Solutions Manitoba

What Are Your Responsibilities When You Co-Sign?

• Co-Signer Responsibility

Credit Reports

• Trans Union
• Equifax
• What to do if you find errors on your credit report?
• How to Improve your credit score

Information on Payday Loans

• Payday Loans

Other Financial Information

• Money Management for Young Adults

Housing Opportunities

• Habitat for Humanity Manitoba

Money Saving Ideas

• Peg City Co-Op